KUALA LUMPUR (Feb 12): One Strategy Group Bhd has officially launched One Credit, which operates an AI-driven platform for risk management, know-your-customer (KYC) verification and credit underwriting.
One Credit aims to be a technology-driven data hub that enables banks and businesses to assess loans and trade credit risks, while also enabling individuals to gain clearer insight into their financial health.
“We hope to elevate Malaysia’s financial ecosystem by democratising access to powerful tools that help individuals, businesses and banks analyse and use data to make decisions," said One Credit co-founder and chief executive officer Liew Tian Rong at the platform's launch on Thursday.
The event was officiated by Malaysian Investment Development Authority (Mida) chairman Tengku Datuk Seri Zafrul Abdul Aziz.
The firm targets users spanning small and medium enterprises (SMEs), entrepreneurs, corporates, investors and financial institutions.
One Credit supports informed credit and risk decisions across both commercial and personal contexts through predictive analytics and intelligent decision tools on its platform.
The platform integrates live monitoring, business analytics, and industry-level insights into a single interface, allowing businesses to evaluate counterparties before committing capital, continuously monitor risk profiles, and benchmark customers or suppliers against industry peers.
Liew said One Credit aims to help businesses at various phases of their business cycle.
“Our expectations for us as a company are to really push the brand One Credit — by wanting the industry and market to know that we [are able to] solve problems.
"With the advent of new technology, we think that AI is a new way to help small businesses to large corporations to grow.
"But then how do you give them the best tools so that when they start, grow and scale their company, they have the tools to be able to understand their customers, their risks, when to scale back and who they are working with," said Liew.
One Credit’s coverage spans 11 million registered and operating business entities in Malaysia.
One Strategy Group including its licensed credit reporting subsidiary, One Future Solutions Sdn Bhd, is regulated by the Ministry Of Finance under the supervision of Pejabat Pelaporan Kredit.