KUALA LUMPUR (April 21): Hong Leong Assurance (HLA) has launched 180 CI Care Rider, the first of its kind critical illness protection rider that protects against 180 critical illness conditions.
In a statement today, HLA said CI Care Rider covers multi-stages of critical illness from early to advanced stages, as well as protects against reoccurrence of critical illnesses with its unique multi-pay benefits feature.
It said the CI Care Rider also offers double protection for the top three killer diseases in the country, namely cancer, heart attack and stroke, which are usually high-prevalence. The individuals will receive coverage of up to 850% of Sum Assured as critical illness and ancillary benefits.
It further added that the rider provides comprehensive coverage against 180 critical illness conditions, including angioplasty, diabetes and mental illness.
“If an individual is diagnosed with early or intermediate stage of critical illness, 50% of lump sum assured will be paid, while for advanced stage, 100% of lump sum assured is payable.
“Rest assured, this plan will be there every step of the way, providing financial support for many of the life-threatening diseases that require intensive care,” it noted.
In addition, if an individual is struck by more than one critical illness, the multi-pay benefit embedded into the rider will continue to provide coverage as the benefit takes away the burden of purchasing multiple plans for different critical illnesses.