KUALA LUMPUR (July 20): Digital investment manager Airo Malaysia has partnered with Eastspring Investments Berhad (Eastspring) to launch a Shariah-compliant digital investment solution, Smart Cash, to provide Malaysians with easier access to fixed income investing.

Smart Cash invests 90% of the savings in Eastspring Investments Islamic Income Fund, a cash and money market fund, and the remaining amount in Eastspring Investments Dana Al-Islah, a fixed income fund. It aims to provide investors with a 3% to 4% return per annum, according to Airo Malaysia CEO Wendy Pang.

According to its press release, Airo Malaysia constructs and manages the portfolio of Smart Cash while the two funds are managed by Eastspring. Airo independently designs the overall investment solution, determines the portfolio framework and manages the client experience from end to end.

The announcement was made at Invest Fair 2026, held at the Mid Valley Exhibition Centre from July 18 to July 19.

Pang said Smart Cash also enables users to save for various goals, such as car insurance and road tax, emergency fund, travel fund, home and living, and medical and healthcare. The minimum amount required by users to start investing is RM100.

During the launch event, Airo Malaysia also launched AVA, its AI-powered investment companion that keeps investors informed through goal progress updates, contribution reminders and portfolio information throughout their investment journey.

Key individuals at the launch event included Eastspring head of distribution Ooi Mei Foong and head of marketing Ng Kai Chong. Also present was Airo Malaysia chief marketing officer Kenneth Lim.