Monday 21 Sep 2026
EdgeUP: The Credit Score, Explained
EdgeUP: The Credit Score, Explained
Thinking about getting a car loan, buying a house, or applying for a credit card?
Your credit score matters more than you might think.

But what actually determines your score?
And why can paying your bills late hurt your chances of getting a loan?

In this week’s EdgeUP, we break down:
CCRIS vs CTOS - the difference
How your credit score is actually calculated

And not all credit behaviour carries the same weight

Watch this week’s EdgeUP to find out how your credit score works — and what lenders are really looking at.
18 Sep 2026, 05:42 pm Updated - 05:42 pm
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EdgeUP: The Credit Score, Explained
Thinking about getting a car loan, buying a house, or applying for a credit card?
Your credit score matters more than you might think.

But what actually determines your score?
And why can paying your bills late hurt your chances of getting a loan?

In this week’s EdgeUP, we break down:
CCRIS vs CTOS - the difference
How your credit score is actually calculated

And not all credit behaviour carries the same weight

Watch this week’s EdgeUP to find out how your credit score works — and what lenders are really looking at.
18 Sep 2026, 05:42 pm
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