KUALA LUMPUR (Oct 6): Allianz Malaysia Bhd’s subsidiary Allianz Life Insurance Malaysia Bhd (Allianz Life)  has launched its 3H Cover which offers a lifeline to those who currently experiencing “3 Highs” – high cholesterol, high blood pressure or a high Body Mass Index (BMI).

In a statement today, Allianz Life said Allianz 3H Cover supports a good health and encourage an overall improved health and wellbeing.

“Having high cholesterol, high blood pressure or a high BMI may be a deal breaker if you were looking to buy the protection plan. (But now it is) not anymore,” it said.

With Allianz 3H Cover and its rider 3H Critical Cover, those with the “3 Highs” could take up a protection plan up to age 85 against four key critical illness conditions (heart attack, stroke, cancer and kidney failure), death as well as total and permanent disability (TPD) before age 65.

“Up until now, it wasn’t easy to get insurance coverage if you had pre-existing conditions such as the “3 Highs”. There is a chance where you will be turned down outright by insurers.

“The problem was staring right at us and that is why we came up with Allianz 3H Cover,” said Allianz Life chief executive officer Joseph Gross during the launch today.

Allianz 3H Cover also offers a complimentary added coverage where customers will receive a 50%  increase in their death and TPD coverage and the ability to upgrade their critical illness plan to the full, comprehensive 36 critical illness plan if their “3 Highs” are back to normal.

Allianz Life offers a comprehensive range of life and health insurance and investment-linked products.

For the financial year 2016, Allianz Life recorded a gross written premium (GWP) of RM2.10 billion.

At the midday break today, Allianz Malaysia Bhd shares remained unchanged at RM14.10 with 20,000 shares done, for a market capitalisation of RM2.46 billion.